Last updated: February 2026
By accessing and using the website sbhcap.com ("Site") operated by SBH Cap Inc ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.
SBH Cap Inc is a direct business lender providing capital solutions including, but not limited to, revenue-based financing, working capital, equipment financing, business expansion funding, and invoice factoring. The information on this Site is provided for general informational purposes and does not constitute a binding offer to lend.
To use our services, you must be at least 18 years of age and have the legal authority to enter into binding agreements. By using our Site, you represent and warrant that you meet these requirements.
When using our Site and services, you agree to:
By submitting your contact information through our Site, you consent to receive communications from SBH Cap Inc via email regarding your inquiry or application. If you separately opt in to receive SMS or text messages, such messages may be sent using an automatic telephone dialing system or ATDS. Message and data rates may apply. You may opt out of SMS messages at any time by replying STOP.
Consent to receive SMS or text messages is NOT a condition of purchase of any goods or services. Message frequency may vary based on your interactions with us.
All content on this Site, including text, graphics, logos, images, and software, is the property of SBH Cap Inc or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Submitting an inquiry or application through our Site does not guarantee approval or funding. All funding decisions are subject to our underwriting criteria, verification processes, and applicable terms. We reserve the right to decline any application at our sole discretion.
The Site and its contents are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, SBH Cap Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or services, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless SBH Cap Inc, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.
Our Site may contain links to third-party websites or services. We do not control or endorse these third-party sites and are not responsible for their content, policies, or practices.
These Terms shall be governed by and construed in accordance with the laws of the state in which SBH Cap Inc operates, without regard to its conflict of law provisions.
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Site following any changes constitutes acceptance of the revised Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
For questions or concerns regarding these Terms of Service, please contact us:
SBH Cap Inc
Email: sara@sbhcap.com
Website: sbhcap.com