Privacy Policy

1. Introduction

SBH Cap Inc ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website sbhcap.com or interact with our services.

2. Information We Collect

Information You Provide Directly

When you fill out forms, contact us, or apply for our services, we may collect:

• Full name, email address, and phone number
• Business name and business information
• Financial information related to funding applications
• Any other information you choose to provide in communications

Information Collected Automatically

When you visit our website, we may automatically collect:

• IP address and browser type
• Device information and operating system
• Pages visited, time spent, and referring URLs
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for the following purposes:

• To process and evaluate funding applications
• To respond to your inquiries and provide customer support
• To send administrative communications about your account or application
• To improve our website, services, and user experience
• To comply with legal obligations and enforce our terms
• To send marketing communications (with your consent)

4. SMS and Text Message Communications

If you opt in to receive SMS or text messages from SBH Cap Inc, you consent to receive messages related to your inquiry, application status, and service updates. Messages may be sent using an automatic telephone dialing system or ATDS. Message frequency may vary. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP to any message. Consent to receive SMS messages is NOT a condition of purchase of any goods or services from SBH Cap Inc. For help, reply HELP or contact us at sara@sbhcap.com.

5. Information Sharing and Disclosure

We do not sell your personal information. We may share information with:

• Service providers: Third parties who assist us in operating our website and providing services (e.g., email platforms, analytics providers)
• Legal compliance: When required by law, regulation, or legal process
• Business transfers: In connection with a merger, acquisition, or sale of assets
• With your consent: When you have given explicit permission

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance your experience. You can control cookie preferences through your browser settings. Disabling cookies may affect certain website functionality.

8. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Withdraw consent for SMS messaging at any time

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies independently.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Your continued use of our services after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

SBH Cap Inc
Email: sara@sbhcap.com
Website: sbhcap.com